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Free tool · 2025/26

How much Child Benefit will I pay back?

If you or your partner has income over £60,000, you may have to pay back some or all of your Child Benefit through the High Income Child Benefit Charge. See how much for 2025/26.

Enter your adjusted net income and the number of children to see the charge for 2025/26.

How the charge works

The charge applies if your adjusted net income is over £60,000 (from 6 April 2024). It's 1% of the Child Benefit for every £200 of income over £60,000, so at £80,000 or more it takes back all of it. If you live with a partner, whichever of you has the higher adjusted net income pays it, even if the other one claims the benefit.

Child Benefit for 2025/26 is £26.05 a week for the eldest or only child and £17.25 a week for each other child.

Adjusted net income is your total taxable income, including salary, profits, rent, savings interest and dividends, less the gross amount of personal pension contributions and Gift Aid donations. Paying more into a pension or giving to charity can reduce the charge.

You normally pay the charge through Self Assessment. From 2025/26, if you're employed and don't otherwise need to file a return, you can choose to pay it through your tax code instead.

The charge is rounded down to whole pounds. This calculator assumes one rate of Child Benefit for the weeks you enter and doesn't work out adjusted net income for you.

General information, not tax advice. See High Income Child Benefit Charge and Child Benefit rates on GOV.UK.